simple financing
Just Grillin Outdoor Living offers a variety of financing options for your home renovation projects or appliance purchases. Apply today to see flexible financing options.
why use hearth
fast funding
funding available in as soon as 24 hours if approved.
Fixed Budget
Your monthly payments are fixed and there’s no penalty for paying off the loan early.
Pre-qualify
See loan options securely without it affecting your credit score during pre-qualifying stage.
how it works
01
Financing Request
Just answer a few questions to quickly see available flexible financing options.
02
Review Options
Review personalized options to choose the best flexible financing option for you.
03
Get Funded
If approved, you’ll receive a temporary account number to begin shopping right away.
FAQ
After you answer a few questions, Hearth will send your information to its network of lending partners. Within seconds, they will check your eligibility and show you available options. Seeing rates does not affect your credit score. You can then submit a loan application with your chosen lending partner, which will affect your credit report just like any loan application.
Before applying for a loan option Hearth finds you, you’ll need access to a paystub, your W-2, or another form of income verification.
Interest rates on credit cards are often higher than those on loans you’ll find through Hearth. Even if your credit card company offers a promotional 0% rate, your APRs could spike if you don’t pay off the card in time.
Hearth’s lending partners offer personal loans. These loans have fixed monthly payments, terms that are usually between 3 and 7 years, no home equity requirement, and no prepayment penalties.
Your first payment will be due a month after getting a loan.
You can pay your chosen lending partner by logging into their website and making a quick payment.